Associate Relationship Manager – Home Loan Jobs in Kumbakonam | Freshers & Experienced Can Apply

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A leading banking and financial services organization is hiring for the role of Associate Relationship Manager – Home Loan / Loan Against Property in Kumbakonam, Tamil Nadu. This opportunity is ideal for fresh graduates and candidates with up to 2 years of experience who are interested in sales, customer relationship management, and rural banking operations.

🏢 Job Details

  • Job Title: Associate Relationship Manager – Home Loan
  • Department: Rural Banking
  • Job Location: Kumbakonam, Tamil Nadu
  • Req ID: P-189113
  • Experience Required: 0 – 2 Years
  • Industry: Banking / NBFC

🎯 Job Purpose

The Associate Relationship Manager will be responsible for delivering high-quality customer service, retaining existing clients, and driving new business growth through product sales and customer acquisition. The role focuses on home loans and loan against property (LAP) products in rural and semi-urban markets.

🧾 Roles & Responsibilities

  • Identify new markets and generate leads through:
    • Canopy activities
    • Leaflet distribution
    • Cold calling and local campaigns
  • Handle and service leads referred from:
    • Sales team
    • Cross-selling channels
    • Other internal sources
  • Manage customer relationships to:
    • Improve retention
    • Increase product sales
    • Achieve new client growth targets
  • Meet individual performance targets related to:
    • Income generation
    • Product sales
    • Customer acquisition
  • Handle the complete process from:
    • Login to sanction
    • Documentation to disbursement
    • Customer counselling and handholding
  • Coordinate with collections team to prevent EMI defaults
  • Build strong market relationships with:
    • Local builders
    • Business communities
    • New sourcing channels

🎓 Educational Qualification

  • Graduation in any discipline:
    • BA / BCom / BBA / BSc / BTech / BE
    • Or any other recognized graduate degree

💼 Experience Required

  • 0 to 2 years of experience in:
    • Banking
    • NBFC
    • Financial services
  • Freshers with strong communication and sales interest can also apply

⭐ Key Skills Required

  • Customer relationship management
  • Sales & lead generation
  • Communication and interpersonal skills
  • Basic knowledge of home loan / LAP products
  • Field marketing & local market engagement

🚀 Why Apply?

  • Opportunity to start or grow a career in banking & finance
  • Strong exposure to home loan sales & rural banking
  • Performance-driven growth and incentives
  • Hands-on experience in customer acquisition and relationship management

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