Revolut is Hiring – Credit Analytics Manager | Work From Home

About Revolut

Folks deserve extra from their cash. Extra visibility, extra management, extra freedom. And since 2015, Revolut has been on a mission to ship simply that. With an arsenal of superior merchandise that span spending, saving, journey, transfers, investing, exchanging and extra, we have helped 45+ million prospects get extra from their cash. And we’re not carried out but.

As we proceed our lightning-quick progress,‌ two issues are important to persevering with our success: our individuals and our tradition. We have been formally licensed as a Nice Place to Work™ in recognition of our excellent worker expertise! Up to now, we have now 10,000+ individuals working around the globe, from our nice workplaces or remotely, on our mission. And we’re on the lookout for extra. We wish good those who love constructing nice merchandise, love redefining success, and love turning the complexity of a chaotic world into the simplicity of a phenomenal resolution.

Concerning the function

The credit score division at Revolut is something however atypical. They design, develop, and launch credit score merchandise throughout the globe. The group manages our merchandise from day one to the top, growing the front and back-finish, the information science infrastructure, after which creating an area setup in every nation with scalable danger administration and portfolio administration options. It is a huge job, however our individuals are a credit score to us all ✨

We’re on the lookout for a Credit Manager who’ll present analytics providers to credit score groups around the globe. This is your probability to get your foot within the door early, and depart your mark on this group as one in all our first hires on this space. Your stakeholders and crew aboard this Revolut rocket ship would be the Heads of Credit, the coverage group, and the modelling consultants to craft the very best Credit merchandise within the fintech enterprise 🚀

What you’ll be doing

• Managing portfolios inside danger urge for food
• Optimising credit score methods on an ongoing foundation (new originations, current buyer administration, arrears administration) to maximise portfolio danger adjusted returns
• Supporting the event of credit score methods to launch new merchandise by conducting in-market assessments to outline the fitting product market match, goal buyer segments
• Forecasting and exterior information gathering
• Enhancing the automated credit score decisioning capabilities
• Designing, deploying, and analysing champion-challenger methods throughout the credit score lifecycle
• Constructing and deploying analytical instruments to be used by the native credit score groups
• Making certain approval and good score of first line credit score danger operate from second line, third line, and regulators
• Deciding on and onboarding new information suppliers

What you will want

• Confirmed expertise in credit score danger administration of unsecured retail credit score portfolios (credit score origination, credit score restrict administration, danger based mostly pricing, retention methods, and many others.)
• Spectacular expertise in making information-pushed choices
• Confirmed expertise working with massive datasets utilizing Python (Pandas)
• A bachelor’s diploma (or greater) in a quantitative/analytical topic like maths, engineering, physics, or laptop science from a high college
• The power to extract the essence from advanced issues and clarify it merely
• Fluency in English
• A strong understanding of credit score coverage governance framework and the power to work by the 2nd/third line of defence in a reliable method
• The power to plan appropriately to fulfill a number of targets
• Ahead pondering on inter-dependencies to proactively establish and resolve points
• An understanding of the worth of pace to market and talent to stability between elegant downside fixing and enterprise want of the hour
• An understanding of credit score scoring fashions for retail credit score merchandise

Good to have

• Data and expertise working with SQL, SAS, and different information languages

Constructing a worldwide monetary tremendous app isn’t sufficient. Our Revoluters are a precedence, and that’s why in 2021 we launched our inaugural D&I Framework, designed to assist us thrive and develop on a regular basis. We’re not simply doing this as a result of it is the fitting factor to do. We’re doing it as a result of we all know that in search of out various expertise and creating an inclusive office is the way in which to create distinctive, modern services for our prospects. That’s why we encourage purposes from individuals with various backgrounds and experiences to hitch this multicultural, onerous-working group.